This is the third and final article in a series describing investment principles to help you find and profit from Wealth Winners®. It focusses on the products and services of the companies.

This is Part 2 of three articles describing important principles to find and profit from Wealth Winners®. It focusses on principles associated with the board and company processes.

Warren Buffett often says you don’t need a high IQ to be a successful investor. What he does say, though, is you need character and temperament. You need to be clear about the principles you are going to employ and have the temperament to stick with them.

One of the most frequently asked questions at Teaminvest is: “When should we sell?”. Members have the opportunity to achieve 15-20% returns p.a. over an economic cycle. To achieve these desired returns, we should "water the flowers and uproot the weeds". Most investors however, do the opposite.

If this question causes you angst, read on. The ‘magic’ of compounding means 15% p.a. will multiply your wealth by 4 times over 10 years; while 20% p.a. will multiply your wealth by 6 times over 10 years – patience pays a premium! But even the premium patience provides won’t multiply your wealth if your share investment portfolio contains Capital Killers™.

Wouldn't it be nice if we could somehow evaluate the likelihood of a particular company becoming a Wealth Winner® for us? I've been pondering how we could do this – the answer could be worth a lot of money to all Teaminvest members.

Every year in May, commentators on TV advise “sell in May and go away”. Clients who blindly took their advice would be rueing the mistake of listening to someone who quotes their predecessors without engaging their brain.